High Volume Processing Demands

Today’s commercial lenders require a solution that can quickly process and automate as many lending activities as possible.  Key offerings include automatic generation of notification and bills, APIS and interfaces for straight through processing, as well as a robust business rules engine for effective and seamless routing of multiple transactions through the loan lifecycle.

Straight Through Processing is Key Driver

Straight through processing and systems consolidation can create significant competitive advantages for financial institutions in the form of reduced costs and increased efficiencies. Companies need systems that can effectively manage their entire loan portfolio requirements from origination to settlement. An integrated platform provides increased visibility of lending activities company-wide, and the enhanced ability to monitor and control risk across multiple activities.

Increasing Focus on Regulatory Requirements

Today’s marketplace is characterised by a heightened focus on lending compliance – with stringent internal, government and industry regulations.  Regulations such as Basel II and Sarbanes-Oxley mean that financial institutions require a technology solution which will help them manage compliance and risk across their entire organisation.

Automated, Rapid Origination and Credit Decisioning Tools

Commercial lenders require a solution with automated workflow processing and business rules engines which enable them to significantly reduce origination cycle time.  Transactions need to be efficiently guided between multiple parties involved in the lending process, minimising operational risks and processing costs per transaction. 

Misys Solutions

Misys Loan IQ

Misys Origination (loan origination and credit decisioning)